This job is no longer available.

You can view related vacancies or set-up an email alert notification when similar jobs are added to the website using the buttons below.

Job Description

My client has been operating in Rural India for over 15 years to provide Home Loans

Duties & Responsibilities  

Candidate will be responsible for Audit of 

Ø  The Credit functions for PAN India 

Ø  Monitoring legal & Technical appraisals 

Ø  Ensuring speedy disbursals of Home Loans 

Ø  Monitoring proper documentation of loan files of the region 

Ø  Audit to ensure that the conditions specified in the disbursement advice have been adhered to and that all loan documents are duly filled and stamped

Ø  Random verification of properties financed during branch visits 

Ø  Analysis and appraisal of  special cases - Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines

Ø  Monitor the strict adherence to credit related regulations

Ø  Timely review and approval/rejection of credit requests

Ø  Provision of information requested by regulatory bodies and auditors

Ø  Value addition to credit requests: Identifying critical risks in credit requests and providing alternative routes by restructuring the request to make it viable

Ø  Ensures proper documentation for all approved loans are maintained and processes are adhered to by CLT

Ø  Define credit approval framework and recommend credit approval limits in line with the company policy

Ø  Effective training of subordinates to maintain quality portfolio

Ø  Ensure proper monitoring and control of credit.

Ø  Close follow up of with NPA cases.

Ø  Providing approvals for loans above prescribed limit

Ø  Customer property visits on a random basis

Ø  Training, guiding motivating and supporting Credit officers, legal officers and technical officers in the region

Ø  Provide training on credit processes, customer risk management and documents required for loan disbursement to CLT and sales force

Ø  Regular review of MIS submitted by CLT

Ø  Value addition to credit requests: Identifying critical risks in credit requests and providing alternative routes by restructuring the request to make it viable

Ø  Ensures proper documentation for all approved loans are maintained and processes are adhered to by CLT

 

 
×