Job Title:                     Accounts Receivable-Credit & Risk Analyst

Location:                     California, USA

Salary:                         Competitive Salary Package + Benefits

Job Purpose:

The Accounts Receivable (AR) Credit & Risk Analyst will be part of the regional Finance structure in North America. In addition to serving as regional owner for all customer credit risk in US & Canada, this role will be asked to play a part in setting up the function on SAP operating procedures for a go-live in October 2021. The primarily responsibilities of this role are therefore highlighted as follows:

Primary Responsibilities:

Immediate Priorities:

Working with the Collections team, establish and maintain effective and cooperative working relationships with customers.

• Partner with the US transition team to ensure data, operating procedures and training materials are fit for purpose on SAP/Global Operating Model.
• Review all credit limits and inform the set-up data for ERP launch
• Testing the system to ensure it is working as planned.
• Support in training out the function to the wider AR team.
• Partner with overseas teams to ensure global processes are being consistently adopted.
• Liaise with external partners needed to set-up the function (e.g., D&B credit checking)

How You Will Make A Long-Term Impact:

Ongoing ownership of maintaining credit risk limit & ratings and monitoring of customers

• Support in opening new customer accounts / establishing credit / performing credit and reference checks
• Adherence to the Credit insurance policy.
• Partner with the collections team to optimize cash flow and tactfully address any credit issues with customers.
• Where appropriate, responsible for monitoring and maintaining assigned accounts – customer calls, reconciliations, prepayments and if necessary, assisting clients with discrepancies and resolving short payments.
• Providing customer service regarding credit & collection issues, process credit cards, refunds if necessary, submit and review account adjustments.
• Accountable for maintaining aged debt targets at or above our target.
• Enlist the efforts of sales when necessary, to accelerate the collection process.
• Assist in month-end close duties
• Weekly and Monthly Reporting of collection and credit issues to the wider business
• Support in reviewing the B2B forward order book report on a quarterly basis to address potential credit issues.
• Additional ad hoc tasks as required

Qualifications & Experience:

What you need to have:

• 3+ years’ Credit & Risk experience within the apparel and consumer products industry
• B2B collections experience, including working with credit insurers
• Proficiency in Microsoft, including Excel and Outlook
• SAP ERP and Business Warehouse experience a plus
• Ability to work in a multi-functional and multi-national entity business
• Ability to communicate customer information to commercial sales team members
• Strong attention to detail/goal orientated
• Polished verbal and written communication skills.

What need to be seen in you:

• Confident and professional
• Proactive, exceptionally well organized and able to prioritize and multi-task behind areas adding value to the Group
• Able to liaise and influence and build relationships with people at all levels, including commercial
• Strong leadership, gravitas, and influencing skills
• Dedicated to maintaining high standards