Responsibilities:

• Receive credit applications from Sales personnel and perform the pre-credit evaluation work;
• Ask Sales personnel for missing/additional information if credit proposal is incomplete or unclear;
• Credit risk assessment of customers (credit analysis for loans, finance, and operating lease);
• Making credit recommendations to Credit Analysts or Credit Manager;
• Re-assessment of customer’ credit-worthiness during the contract modification process;
• Archiving credit file on a shared drive for audit purposes;
• Contract modifications (rescheduling + assignments);
• Support for Customer Service team in administrative tasks such as: Contracts archiving, scanning documents, etc.;
• Preparation of Standard Contract terminations (Full-term process and full-term letters, Early buy-out process, and documents);
• Preparing portfolio related reports;
• Cooperation with the insurance broker.

Requirements: 

• Last year student or graduate (bachelor’s degree) in economics, finance or accounting; 
• Minimum experience in Credit or Customer Service would be a plus;
• Ability to understand and analyze financial statements;
• Ability to recognize risks and ask the right questions to expose risks;
• Upper-Intermediate English skills, both spoken & written - you'll work with an international team;
• Good analytical and communication skills;
• Ability to work under time pressure;
• Good command of Excel and Word.

Our client is offering:

• Chance to work for the finance company of the world's largest construction equipment manufacturer;
• Chance to be part of the international credit team; 
• Flexible working hours;
• Work from home possibility (during and post-Covid pandemic); 
• Possibility to practice your English language skills daily;
• Competitive salary; 
• Quarterly incentive compensation depending on company results;
• Benefits: meal vouchers, travel indemnity.
   

Work location:

• Mogosoaia, Ilfov