Pune, India

Vice President, Corporate Operational Risk Job Role & Responsibilities Develop and implement comprehensive operational risk management strategies by leveraging expertise in risk assessment and mitigation techniques. Monitor and evaluate the effectiveness of risk management frameworks, providing recommendations for enhancements to bolster organizational resilience. Lead risk assessments and scenario analyses to identify vulnerabilities and implement action plans to address identified risks. Prepare and present detailed risk reports to senior management, offering insights and recommendations for risk mitigation. Specific Expertise Required Bachelor's degree in Finance, Business Administration, Risk Management, or a related field. Professional certifications such as Certified Risk Manager (CRM) or equivalent are advantageous. Typically 5-10 years of experience. Technical / Functional Skills Strong analytical skills with the ability to assess complex risk scenarios and propose effective solutions. Excellent communication and presentation skills to engage with stakeholders at various levels. Proficiency in risk management software and tools to enhance operational efficiency and reporting capabilities.

Director - Product Management Job Role & Responsibilities Drive the product strategy based on a deep understanding of operations trends in card networks, payment processing, and reconciliation. Identify white space opportunities for the product and new solution areas; translate business needs, customer pain points, and market trends into actionable product initiatives. Engage directly with clients and partners to validate needs, test concepts, and refine solutions. Lead global product management efforts, providing analytically driven input into strategic business plans and product roadmaps. Define and own the product strategy, roadmap, and success metrics. Partner with cross-functional teams to ensure timely product delivery, working closely with product development and engineering. Drive the business strategy for the product, including customer impact analysis, pricing, sales, and go-to-market plans. Manage the product P&L, including forecasting and budgeting discussions. Effectively communicate product strategy, priorities, and vision across all organizational levels. Build strong, collaborative relationships with a diverse set of internal and external stakeholders to achieve product goals. Specific Expertise Required Proven track record of defining product strategy and delivering successful products at scale. Strong communication, storytelling, and executive presence. Experience in Agile product management, ideally with analytical solutions in payments or financial services. Highly organized with the ability to manage multiple, competing priorities. Bachelor’s degree in business or equivalent experience; MBA preferred. Demonstrated success in leading end-to-end execution of cross-functional initiatives, with strong prioritization skills. Technical / Functional Skills Understanding of APIs, data flows, and system architecture at a conceptual level. Ability to analyze data to inform product decisions. Experience collaborating closely with engineering and technical teams. Familiarity with cloud platforms (AWS, GCP, Azure) and SaaS products (nice to have). Ability to engage in discussions on technical feasibility, trade-offs, and dependencies.

Assistant Vice President - Regulatory Compliance Job Role & Responsibilities Ensure service delivery of processes as per the standards and performance levels defined, operating with a high degree of governance in a well-defined control environment. Strong functional and business understanding of regulatory compliance, regulatory affairs, risk management, and regulation management frameworks for banking business to guide and steer the team to success. Ensure the PLA / Business MI structure provides the right analysis, trends, outliers, and issues to the Business Committee. Conduct continuous review of processes to improve service delivery timeframes, control environment, and identify areas for improvement. Control direct costs and identify & implement areas for process improvement, standardization, and automation to achieve reengineering savings, supporting analysis and project rollouts. Foster a culture of being commercial, with an ambitious change mindset. Support the creation of an environment within the team that fosters free sharing of knowledge and ideas across teams in all HSBC locations. Seize opportunities to provide SME opinion on how exceptions are identified, escalated, and managed. Demonstrate visibility and improved understanding of significant regulatory matters important to senior management. Act with high levels of integrity, conduct, and performance against ethical standards, exemplifying: The highest personal standards of integrity at all levels. Commitment to truth and fair dealing. Commitment to quality and competence. Adherence to the HSBC code of conduct. Specific Expertise Required Clear understanding of regulation management framework and regulatory reporting, including but not limited to, enterprise-wide risk management framework, demonstrating the role within the line of defenses in HSBC. Clear understanding of applications used within the overall regulation management ecosystem, alongside project management tools and user acceptance testing (UAT). Fair understanding of significant regulatory expectations, including regulatory publications, engagements, findings, and other local issues. Providing strong support to risk stewards and principal subsidiary line of business heads. Bachelor/Master’s Degree in MBA Finance or similar with at least 8 years of experience in banking, law, or financial services in a compliance role. Experience in managing banking compliance, regulatory compliance 2nd line of defense role, or in a compliance assurance/audit function. Technical / Functional Skills Demonstrated team player qualities with a proven track record of managing diverse/multi-culture work environments. Strong organization, time management, and prioritization skills. Excellent communication, presentation, and interpersonal skills, combined with strong integrity to challenge, ask the right questions, and collaborate effectively. Expertise in working on various systems and applications, with proficiency in MS Excel, Access, Word, and PowerPoint. A highly motivated and dynamic self-starter, working collaboratively within teams and delivering on time, with project management and documentation skills. You’ll achieve more at HSBC. Hsbc.com/careers HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected, and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc. We consider all applications based on merit and suitability to the role. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued By HSBC Electronic Data Processing (India) Private LTD

Credit Risk Analytics - Strategic Initiatives - Vice President Job Role & Responsibilities Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments. Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives. Establish and leverage cross-functional partnerships and network with key internal and external constituencies. Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence. Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity. Operate with a limited level of direct supervision. Exercise independence of judgment and autonomy. Act as SME to senior stakeholders and/or other team members. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets by driving compliance with applicable laws, rules, and regulations. Specific Expertise Required 10+ years of experience in credit card risk management or equivalent training and experience, preferably in the financial services industry. Proven ability to apply credit and risk principles toward business goals. Demonstrated ability to synthesize and prioritize. Proven ability to remain organized in a fast-paced environment. Demonstrated interpersonal, organizational, and analytic skills. Technical / Functional Skills Analytical Thinking Credible Challenge Governance, Policy, Procedure, and Regulation Portfolio Analysis Risk Management Lifecycle Constructive Debate Escalation Management Industry Knowledge Policy and Procedure Policy and Regulation Process Execution Product Knowledge Risk Controls and Monitors Risk Identification and Assessment Education Bachelor's degree/University degree or equivalent experience. Master's degree preferred. Job Family Group Risk Management Job Family Portfolio Credit Risk Management

Vice President – Finance Third Party Risk Management Primary Key Responsibilities Lead and oversee risk assessments for complex, material or critical third-party and intragroup arrangements across the lifecycle. Own a portfolio of higher-risk suppliers, including onboarding, periodic reviews, and material change assessments. Apply and support the ongoing development of the Finance third-party risk framework in line with Group policy and regulatory expectations. Provide clear, commercially balanced risk advice to senior Finance stakeholders and business owners. Represent Finance in relevant third-party risk and outsourcing governance forums. Produce proportionate management information and reporting, escalating material risks and issues as appropriate. Support third-party incidents, reviews, and remediation activity, ensuring decisions are clearly documented. Provide leadership, quality oversight, and guidance to analysts within the TPRM capability. Accountabilities/Responsibilities Commercial Function Collaboration Serve as a trusted SME in third-party risk management, providing expert guidance and support to various finance departments in the selection, onboarding, and management of third-party relationships. Work closely with the commercial function to align third-party risk management practices with business goals and objectives. Ensure that third-party contracts and agreements reflect appropriate risk considerations. Leadership As a member of the First line GRC Team, contribute to the overall strategic and operational management of third-party risks. Lead and oversee the management of teams of SMEs, including strategic guidance and performance management. Develop the team’s capabilities through appropriate levels of mentoring and training. Attract and retain talent and expertise. Effectively manage a team of people, ensuring motivation and commitment of the team at all times. Risk Reporting Enhancement Prepare and present regular risk reports and dashboards. Policy Compliance Oversight Establish and maintain third-party risk management standards & key controls that enable effective risk mitigation and implement robust processes for assessing and monitoring third-party risk controls and performance. Monitor and enforce compliance with third-party risk policies and standards across the organization. Conduct regular assessments and audits to identify and address compliance gaps. Vendor Relationship Management Collaborate with business units to establish and nurture strong relationships with key third-party vendors. Oversee ongoing vendor performance monitoring and risk assessments. Regulatory Awareness Stay up-to-date with regulatory changes and industry trends pertaining to third-party risk management. Ensure that the organization's policies and practices remain fully compliant with relevant regulations. Third Party Risk Management Lead maintenance and oversight of the associated policy, standards, and standard operating procedures (SOPs) throughout programme implementation and on an ongoing basis. Lead the maturing of the governance framework to enable data-driven insights and oversight of Third Party Risk to senior management and other key stakeholders. Deliver strategic projects and ad-hoc tasks to support both change and run of a maturing TPRMO framework. Facilitate any required TPRMO controls testing, assurance, and/or audit examination requirements. .

Job Title Manager / AVP – Risk & Control - Finance About Business Line/Function Position is required by a Foreign Banking Institution. Finance is one of the Key Support Functions responsible for the Financial Control of the organization. The key activities handled by the team include: Expenses Management Banking Fund Management Financial Accounting & Reporting Compliance Management Tax Operations Invoicing and Collection Audits Producing the Financial Statements of the entity Position Purpose The position of this role – Risk and Controls (R&C) Function within the Local Finance Team is required to proactively identify, manage, and mitigate financial and operational risks at the local function level. This role will enhance the Local Finance Team’s ability to achieve its objectives while ensuring regulatory compliance, safeguarding assets, and promoting efficient and effective financial operations. Responsibilities Direct Responsibilities Identify and Assess Risks Recognize and evaluate risks specific to the Local Finance Team’s operations, transactions, and reporting processes. Develop and Maintain Effective Controls Implement controls to reduce the impact of identified risks and enhance financial reporting accuracy. Ensure Compliance Ensure that local financial operations align with applicable regulatory standards, organizational policies, and internal controls. Support Financial Integrity Improve the integrity and reliability of financial data through risk mitigation practices. Promote a Risk-Aware Culture Foster a proactive risk management mindset within the ISPL Local Finance Team. Collaboration with OPC and 2LoD Act as a coordinator for all communications between ISPL Finance and other controllers. Local Financial Operations Cover activities specific to the Local Finance Team, including financial reporting, invoicing, accounting, expense review, and cash flow management. Local Compliance Ensure compliance with local regulations, tax laws, and reporting standards. Risk Monitoring and Incident Reporting Establish processes for continuous monitoring of risks and prompt reporting of control failures or incidents. Manage requests from the Group and ensure smooth stakeholder management. Core Responsibilities Risk Assessment and Mitigation Identify and assess risks specific to local operations, design control measures, and implement risk mitigation strategies. Control Testing and Monitoring Conduct periodic testing to ensure controls are effective, report gaps, and recommend improvements. Compliance Management Track local regulatory requirements, ensure compliance, and collaborate with the Compliance department on any changes in laws or standards. Fraud Prevention Establish and maintain fraud detection and prevention controls to secure assets. Documentation and Incident Reporting Document incidents or control breakdowns, report findings, analyze root causes, and recommend corrective actions. Training and Awareness Conduct regular training to build awareness of risk management practices within the Local Finance Team. Collaboration with Risk ORM, OPC, and 2LoD teams Act as a conduit between ISPL Finance team and other teams for reviews and controls monitoring. Incident Management and Reporting Report all incidents in the 360 tool and ensure adequate reporting and risk coverage. Technical & Behavioral Competencies Strong analytical skills, detail orientation, service commitment, solid organizational and interpersonal skills. Ability to work independently and in a team environment, prioritize multiple tasks, and meet strict deadlines. Proficient in Microsoft Office Applications, strong MS-Word & Excel skills required. Excellent communication skills and ability to manage a stressed work environment. Strong result-oriented and self-driven. Willingness to travel as required, as the team is split between Chennai and Mumbai. Specific Qualifications Chartered Accountant (CA) with 10 to 12 years of post-qualification experience in the relevant industry. Skills Referential Behavioral Skills Ability to collaborate / Teamwork Creativity & Innovation / Problem solving Attention to detail / Rigor Ability to deliver / Results driven Transversal Skills Ability to manage a project Ability to inspire others & generate people's commitment Analytical Ability Ability to understand, explain and support change Ability to develop others & improve their skills Education Level Master Degree or equivalent Experience Level At least 10 years